Journal

Dead Poets (and dud pensions?)

You know the drill. After a long hard day, you’re ready to settle in, switch off your brain and find an easy film to watch. That is until you stumble across something that clicks the old grey matter back into gear. This happened to me the other night when I caught …

Time for a bit of Döstädning?

I’m not a big one for lifestyle concepts but döstädning is one that gained notoriety when a book entitled ‘The Gentle Art of Swedish Death Cleaning’ (by Margareta Magnusson) was released early last year. Given the title, you’d be forgiven for thinking our Swedish counterparts had invented a …

A word on Woodford

Fund managers don’t usually make the headlines but Neil Woodford has attracted a lot of unwanted attention following his decision to suspend the Woodford Equity Income Fund in June. The fund has performed poorly since its launch in 2014 and investors have been steadily leaving the £3billion fund for the …

Procrastination: where there’s a will…

My wife and I are in the final stages of drawing up our Wills, but I must admit I’ve found the process a little frustrating. Not because of the morbid subject matter (although I did have “something in my eye” when thinking about making provisions for our son). Neither was …

Calculating your investment risk profile

The investment market has been experiencing volatility lately and it may mean you’re considering whether your current risk profile is still appropriate. All investments carry some risk but there are numerous different risk profiles to consider; what’s right for one person can be very different from another. Calculating the …

Considering ethics in finance

Ethics are increasingly playing an important role in our day-to-day lives. You may choose to purchase fair trade groceries, use a green energy supplier or be more aware of your own carbon footprint or water use. It’s a trend that’s inevitably spilling over into finances too. As the world …

Premium Bonds: What are they and should you purchase them?

Premium Bonds have been around since 1956 but they’ve recently been in the headlines again after the technology behind the popular saving option has been revamped. But before you put your hand in your pocket, it’s crucial to understand what Premium Bonds are and how they can potentially offer …

Should you fix your mortgage rate?

Interest rates are low, and the shape Brexit will take is still largely unknown, especially when you consider the impact it could have in the long term. However, it’s anticipated that interest rates will start to rise in the near future. It could mean repayments on debts will being …
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