Journal

Why lattes cost far more than you think

A new outfit, a cup of coffee, pizza on a Friday night. They’re small, impulsive purchases, but they soon add up. Research from Scottish Widows shows that each month, we each spend an average of £124 on things we could do without. By swapping these ‘little luxuries’ for the …

Are you a DINO in danger of extinction?

Two incomes are better than one. But what happens when one income suddenly stops? For millions of people, it could mean significant financial danger, due to a lack of savings and insurance. Who is in danger? You might have heard of ‘DINC households’. Which stands for ‘Double income. No …

2018: A big year for auto-enrolment

2018 marks 10 years since auto-enrolment was first debated in 2008. As the new financial year approaches, we look at what April 2018 has in store for workplace pensions. What is auto-enrolment? Introduced into law in 2011, auto-enrolment will be in its final roll-out phase this year. This means …
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